Aadhaar Based e-KYC Verification for instant  SIM card approval

Availing a SIM card without an Aadhaar Card is no more a tough process. Customers can go inside a mobile operator’s showroom and get a SIM card by providing biometric and Aadhaar card details. The government’s newly issued e-KYC guidelines likely to make online application and authentication process much faster and simpler for subscribers. The intention behind the move is to cut down time for the activation of SIM.

In e-KYC, customers will authorize UIDAI through their Aadhaar numbers and biometrics. UIDAI will provide demographic details such as name, date of birth, address and gender along photograph with a digit signature to the mobile operator.

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The DoT notification states that “Digitally-signed electronic KYC data provided by UIDAI is machine readable, making it possible for licensees to store it directly as customer record in their database for the purpose of issuing a mobile connection.” It is also said that the move simplifies the verification and activation process which helps all stakeholders and enhances security. Earlier, it is observed that the verification process used to take about 8-10 hours, it has got reduced substantially. Airtel is planning to start Aadhar based e-KYC solutions later this week.

Vodafone India terms the e-KYC solution as an instant, secure and green mobile process to verify subscriber. “For the consumer, instant activation means better experience and security of personal confidential information. For Vodafone, it will improve quality of sales as well as regulatory compliance. For the regulator, it not only means a green initiative, but hassle-free governance and accurate audit results,” said Sunil Sood, MD and CEO, Vodafone India.

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Apart from saving time and energy, e-KYC will also help saving environment and money for telecom operators. An estimate states that telecoms spend about Rs.145 to 175 for each paper based procedure. It can be figured around more than Rs.10000 Cr can be saved per annum.  Top three telecom service providers,  Airtel, Vodafone and Idea, extended their assurance to start processing Aadhar based e-KYC procedure within a week.

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