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How to download BHIM App and Process of using BHIM App Explained In Detail

narendra modi bhim app download process

Prime Minister Narendra Modi has launched a UPI (United Payments Interface) based BHIM app on Friday. This Bharat Interface for Money (BHIM) app is a straightforward UPI app, which allows making simple digital payments directly from the bank account. Unlike wallet, this UPI-based app lets’s anyone make or receive payment through online banking, whereas wallet services require loading money before using it.

“Be it a smartphone or feature phone of Rs 1,000-1,200, BHIM app can be used. There is no need to have Internet connectivity. One only needs a thumb. There was a time when an illiterate was called ‘angutha chchap’. Now, time has changed. Your thumb is your bank now. It has become your identity now,” says PM Modi.

Aadhaar Payment app launched: Process of using the App to make digital transactions

A user can pay or receive money by just scanning QR code. All payment done using the app are secure through the network of Unified Payment and instantly gets credited into your bank account. Here we explain you detail BHIM app process for your convenience.BHIM app is now available on Android platform. You can get it from Google Play Store.Soon, the app will be made available to iOS and Windows platform.

How to download BHIM App:
  •  Visit Google Play Store on your android mobile
  •  Search for BHIM App in the store
  •  Hit Install button
  •  The app will be installed on your Android device.
  •  Click open to use the BHIM App

After completing the installtion of BHIM app process, the user has to register his/her bank account to the app and set up a UPI Pin for it. Once you get register with the Application, you can start making transactions by using BHIM app.

how to download bhim app

Besides the app, users can access interface by using USSD from feature phones. Dial *99# from your feature phone to access it. However, you don’t need any Internet connection for this method.

Many people are in a doubt that how to send money using bhim app or how to receive money using the bhim app. To assist you people we are providing the detailed explanation and process of using Bhim app.

How to use the BHIM app to send or receive money?

The app provides privilege to send to receive money from anyone through a mobile number (payment address). Users can also send money to non-UPI supported banks by using MMID and IFSC code. Collecting money by sending a request and reverse payments are also enabled if required.

how to use bhim app process

You can access your money through the BHIM app as it supports all major banks. Here is the list of Banks which supports BHIM app.

Complete list of Banks which supports BHIM app 
  •  Allahabad Bank
  •  Andhra Bank
  •  Axis Bank
  •  Bank of Baroda
  •  Catholic Syrian Bank
  •  Central Bank of India
  •  DCB Bank
  •  Dena Bank
  •  Federal Bank
  •  HDFC Bank
  •  ICICI Bank
  •  IDBI Bank
  •  IDFC Bank
  •  Indian Bank
  •  Indian Overseas Bank
  •  IndusInd Bank
  •  Karnataka Bank
  •  Karur Vysya
  •  Bank, Kotak Mahindra Bank
  •  Oriental Bank of Commerce
  •  Punjab National Bank
  •  RBL Bank
  •  South Indian Bank
  •  Standard Chartered Bank
  •  State Bank of India
  •  Syndicate Bank
  •  Union Bank of India
  •  United Bank of India
  •  Vijaya Bank
  • Bank of India
  • Bank of Maharashtra

How to Check Lucky Grahak Yojana and Digi Dhan Vyapar Yojana if You Won

Lucky Grahak Yojana and Digi Dhan Vyapar Yojana

Prime Minister Narendra Modi recently announced two new schemes Lucky Grahak Yojana and Digi Dhan Vyapaar Yojana for consumers and merchants to boost digital transaction in India and to make the country as cashless economy soon. The customers and retailers can win money under the schemes through a lucky draw.

The winners under these plans can get a minimum of Rs 1,000 through a lucky draw. The winners will be picked up on a daily basis under Lucky Grahak Yojana scheme and merchants who have won under the Digi Dhan Vyapaar Yojana will be announced every week. The government has introduced the two schemes to incentivize citizens for using cashless payment methods and it will run until April 14, 2017.

If you want to participate in Lucky Grahak Yojana and Digi Dhan Vyapaar Yojana, you must have to make payments digitally through the following modes like UPI (Unified Payment Interface), Rupay, AEPS (Aadhar Enabled Payment System), and USSD (Unstructured Supplementary Service Data).

PM Narendra Modi Unveils ‘Lucky Grahak Yojana and Digi Dhan Vyapaar Yojana Schemes

If you are using mobile wallets, debit or credit cards, then you won’t be eligible for the newly launched schemes Lucky Grahak Yojana and Digi Dhan Vyapaar Yojana. Also, to be eligible for the Lucky Grahak Yojana and Digi Dhan Vyapaar Yojana rewards, you must make transactions between Rs 50 and Rs 3000. People those who make purchases above Rs. 3000 will not be eligible for the rewards in this scheme.

If you have done digital payments using UPI, Rupay, AEPS and USSD, then you can check to see if you have won the reward under Lucky Grahak Yojana and Digi Dhan Vyapaar Yojana.

Steps to find out if you have won under Lucky Grahak Yojana and Digi Dhan Vyapaar Yojana

  1. Go the website digidhanlucky.mygov.in
  2. Click the button based on whether you are a customer or merchant
  3. The check box appears and type your mobile number registered with your UPI/USSD/Rupay/AEPS account
  4. OTO will come to your registered mobile number and enter the OTP in the box that appears in the middle of the screen
  5. Click the button “Try your Luck”
  6. Then message will be appeared if you have won under Lucky Grahak Yojana and Digi Dhan Vyapaar Yojana

If you have done a payment via the above mentioned methods but get the No information available message. You can provide more details such as your card number in case of Rupay, VPA for UPI transactions, Aadhar number for AEPS and mobile number for USSD payments.

TRAI Suggests Government to Allow Free Rural Internet and Removal of Convenience Fees on Digital Payments to Boost Cashless Economy

Lucky Grahak Yojana Rewards

Under this scheme, 15,000 customers will get Rs 1,000 each daily. Weekly prizes will be worth Rs 1 lakh, Rs. 10,000 and Rs. 5,000 and it will be allocated between 7,000 consumers. On April 14, the mega draw will be conducted and will have prizes of Rs. 1 crore, Rs. 50 lakh and Rs 25 lakh. The government will announce total of 100 winners for USD payments, 1,500 winners for UPI and AEPS transactions, and 11,900 winners for RuPay.

Digi Dhan Vyapaar Yojana Rewards

7,000 merchants per week stand to win rewards of Rs. 50,000, Rs. 5,000 and Rs. 2,500 each week from December 25,2016 to April 14,2017. The mega draw will be conducted on April 14, will have rewards worth Rs. 50 lakh, Rs. 25 lakh and Rs. 5 lakh.

Google Launches Public Toilet Locator in Delhi and MP

Google Launches Public Toilet Locator in Delhi

Google launches Public Toilet locator in Delhi and Madhya Pradesh. This feature will help the people to find out the nearest public toilet. The main objective of introducing this feature is to eradicate open defecation

In India, we know about Swach Bharat Mission which has introduced by our Prime Minister Narendra Modi. This campaign is launched to make our country clean. As a part of that mission, they have taken the help of Google to provide sanitation facilities for the people

In the case of the urgency of going washroom at outside, you can take the help of this public toilet locator. Sanket Gupta, the product manager for Google Maps, said when you search for public toilets in the Google map, you can see a list of public toilets near you.

Google & Govt of India Planning to Launch Toilet Finder tool

Along with the location, you can see the respective address and opening hours of that particular location. This tool is much more useful for the travelers who are traveling by their own vehicle. As if they are traveling in a car or bike probably they don’t have facility of going to washroom, so by this tool they can find the nearest public toilets

According to the survey about 60% of people don’t have the facilities of the rest room, so they can also use this facility. This tool is available on both desktop and mobiles on versions of ios and android. At present this tool is launched in the areas of Delhi and Madhya Pradesh

The locations are marked as swatch public toilets. Many women in our country are feeling difficult for open defecation so that they can use this feature.

PM Narendra Modi Unveils ‘Lucky Grahak Yojana and Digi Dhan Vyapaar Yojana Schemes

PM Narendra Modi Unveils ‘Lucky Grahak Yojana and Digi Dhan Vyapaar Yojana Schemes

To boost the cashless economy and given improving digital transactions, Prime Minister Narendra Modi launched two schemes named Luck Grahak Yojana and Digi Dhan Vyapaar Yojana for consumers and retailers alike to endorse mobile banking and electronic payments. Constructing his last monthly address this year in his Mann Ki Baat Program, he said there is a lot of curiosity in the country to know what is cashless, how cashless business can take place and how can you make the purchase without using cash.

To boost the digital transactions, reinforce mobile banking and inculcate the habit of making e-payments, the Government has introduced two new schemes for both consumers and traders today. To encourage customers, Lucky Grahak Yojana scheme has been launched, and for retailers, the scheme is Digi Dhan Vyapaar Yojana.

Speaking about the new projects, Modi said, “The new plans for traders and consumers launched as a Christmas gift and through a draw system, 15,000 people will get rewards, whereby each of the 15,000 winners will have Rs 1,000 in their accounts.

Narendra Modi in the List of Forbes Top 10 Powerful Persons 2016

Narendra Modi said, “Starting today, and this scheme will continue for next 100 days. Every day 15,000 people are going to receive rewards of Rs. 1,000 each. In the next 100 days, lakhs of families are going to receive crores of rupees as a gift, but you will be allowed to this gift only if you make use of mobile banking, e-banking, Rupay Card, UPI, USSD, etc.”

The draw will be done based on the use of such digital payment methods. Apart from this, he said, there will be a grand draw once every week for such customers in which the prize money will be in lakhs of rupees. On April 14, on behalf of the Dr. Baba Saheb Ambedkar Birthday, there will be a mega bumper draw where rewards will be in crores.

On the flipside, Digi Dhan Vyapaar Yojana is mainly for merchants and businessman. Modi said sellers should accept this scheme themselves and inspire their customers too to make the business cashless. Such people will also be rewarded separately, and there would be thousands of these rewards. Through these schemes, the buyers will run their business activities smoothly and will also have an opportunity to win rewards.

Prime Minister Narendra Modi Wants Amazon like Marketplace for all Government Purchases

The Digi Dhan Vyapaar Yojana and Lucky Grahak Yojana schemes have been designed keeping the public in mind especially poor and middle-class segments. However, only those will get benefits that make a purchase worth more than Rs 50 but less than Rs 3000. Candidates who make purchases of more than Rs 3,000 won’t be allowed under this scheme, Modi said.

Narendra Modi in the List of Forbes Top 10 Powerful Persons 2016

Narendra Modi in the List of Forbes Top 10 Powerful Persons

Prime Minster Narendra Modi in Forbes List. He has got a place in Forbes Top 10 Powerful Persons 2016 list, and the most popular magazine revealed it yesterday. Modi became most popular after he took the bold move demonetisation of currency in India. Modi was ranked ninth position in Forbes Top Ten Powerful people 2016.

Once again Russian President Vladimir Putin topped the list for a fourth consecutive year, and the new US President-elect Donald Trump is in the second place. Totally 74 person names were considered and among those Narendra Modi stood at 9th position in Forbes top 10 powerful people 2016.

Forbes said India’s prevalent Prime Minister is hugely popular in his country of 1.3 billion people. PM Modi has elevated his profile as a universal leader in recent years during official visits with Barack Obama and Xi Jining. He has also developed as a key figure in the international effort to tackle climate change, as terrestrial warming will profoundly affect millions of his country’s rural and most vulnerable citizens

Mukesh Ambani Tops First In The Forbes For 9 Consecutive Years

He became most popular in recent times after he announced the ban on Rs 500 and Rs 1000 notes in the country. It is a very brave decision that has been taken by the Modi to crackdown black money, terror funding and illegal activities.

The Forbes Top 10 Powerful Leaders 2016 list has been topped by Russia President Putin who holds the world’s most powerful leader title for four years running. US President Barack Obama is in 48th position. Forbes said, “There are approximately 7.4 billion people on planet earth, but these 74 men and women make the world turn. The magazine gives the ranking of the world’s most powerful persons every year based on the one person out of every 100 million whose activities mean the most.”

The popular magazine also said, Russian President Vladimir Putin has utilized his country’s influence on nearly every side of the globe; from the motherland Syria to the US presidential elections. The second slot took by US president-elect Trump who surprised Hilary Clinton in the last election with his victory.

105 year old Indian Environmentalist listed top on BBC 100 most influential women list

The list also includes Reliance Industries Chairman Mukesh Ambani at 38th position. He created Tsunami in Indian telecom market with the launch of Reliance Jio 4G service in September 2016. Microsoft CEO Satya Nadella was also on the list and placed at 51st spot.

The third most powerful person in the world is none other than Angela Merkel who is chancellor of Germany and the backbone of the European Union.

The Top 10 Forbes Powerful People 2016 list also includes Xi on the 4th place, Pope Francis, 5, Microsoft co-founder Bill Gates, 7, Facebook CEO Mark Zuckerberg, 10, French President Francois Hollande, 23, Apple CEO Tim Cook, 32, North Korean leader Kim Jong-un, 43 and ISIS leader Abu Bakr al-Baghdadi, 57.