vCard App

Have you been looking for a card solution for UPI payments – well check out vCard App – India’s First Credit Card for UPI Payments – Apply NOW!

Yes, you heard it right – for the first time in the history, we’ve got a solution that simplifies the process of UPI payment and saves you from the hassle of loading money each time and sending UPI payments, and let’s you enjoy benefits of a credit card for UPI payments.

You heard it right, you can spend now, and pay later just like your credit card!

vCard lets you do UPI payments to any QR – BHIM UPI, PayTM, PhonePe, Google Pay, Whatsapp, etc. What’s more, you can also transfer an amount to your own UPI ID and pay whenever wherever.
Activate Cash in Your Mobile Now

vCard is your One Stop Finance App for On-Demand credit. Use it as Credit Card, use it as cash, and use it as a Personal Loan. Get Instant Approval with Zero Paperwork.
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Features of vCard Credit Card – 1ST Mobile Credit Card

• Comes with Zero Annual Fee
• 0% Interest on all funds up to 50 days
• 3.5% per month roll over interest after that
• Unlimited UPI Transfer up to 10% of total limit per day
• Physical Plastic Master Card for Non UPI Spend with Reward Points
• RBL Bank MasterCard for Non-UPI spend for both Online and Offline Payments
• Transfer Entire Credit Limit to any Account on EMI @ 13- 20%
• 2000 Joining Reward Points, Additional 1000 points on crossing Rs. 10,000 spend in 60 days
• 1 reward point per Rs.100 spend on key categories.
• Reward point to rupee conversion at 4:1
• Next Year Annual Fee waiver on spend of > Rs 1Lakh
• Value Back for mid-week spends on Grofers, Bookmyshow, Dominos etc.
• Personalized offers on Food, Shopping, Entertainment, Online Spend etc

vCard App Credit Line Benefits

• Zero Annual Fee
• Transfer Entire Credit Limit to any Account
• Unlimited UPI Transfer, minimum Rs.1000 per transaction
• No Plastic Card, reward points
• 0.07% – 0.12% per day finance charges (E.g. Rs.100-150 finance charges on an average monthly spend of Rs.10,000)
• Finance Charges reduce based on credit score and spend history
• Interest of ~0.1% per day on UPI spend with zero roll over interest
• 0 – 30 day Interest free period depending on Credit Score and Monthly Spend
• Personalized offers on Food, Shopping, Entertainment, Online Spend etc.

Experience AI in Credit

vCard is also has a one-of-its-Kind Chat-based Credit Card Support System!

Now you don’t have to spend long hours waiting to connect to the customer support or listen to the monotonous flute music. Just reach out to Bot + Human support through the vCard app, Facebook, WhatsApp, etc.

We truly believe their hashtag, #EveryoneDeservesACreditCard makes perfect sense, and you should definitely download the vCard App TODAY to experience the same.
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