The Indian government is taking a step forward to make India a less-cash or cashless economy. BHIM App is an application which allows the people to send or receive money via Unified Payments Interface (UPI). It developed by National Payments Corporation of India (NPCI).
The government made the availability of BHIM App only on Android devices, and they launched a new feature called Aadhar payments. Through this people can send money directly to the recipient’s 12-digit Aadhar number via BHIM App.
UPI based app will get biometric-based Aadhar pay option as well which will soon roll out in coming weeks. With the launch of biometric-based Aadhar pay, it will be easy for making payments via BHIM App.
Complete step-by-step process of using BHIM App for making cash transactions
By sending money, BHIM App can be useful if the recipient doesn’t have any virtual payment address for UPI. It is an alternative to entering the account number and bank IFSC. Apart from this, people have to check some important points for paying money through Aadhar number via BHIM App.
The person which you are sending money must have their Aadhaar number linked to bank account. If not, in that case, the payment via Aadhaar won’t work. BHIM doesn’t show the account holder’s name, so the user has to double-check the number before sending money. This was done to prevent the people from misusing the app to troll Aadhaar number.
The process to send money to Aadhar number via BHIM App is as follows
- Install BHIM App from Android Play store.
- Add your bank account.
- If you are using the app for the first time you need to set a password.
- After successful mobile verification, the apps show you the list of banks.
- Click on the Send money option.
- Tap on the payment method, choose Aadhaar pay.
- Enter recipient’s Aadhaar number.
- Tap on the verify option which checks if the Aadhaar number linked to bank or not.
- Double-check the number before sending the money.
- Enter the amount and mention the reason for payment.
