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WhatsApp Digital Payments to be Rolled out in India

WhatsApp Digital Payments

WhatsApp is likely to launch peer-to-peer payments in India in the coming six months. The Facebook-owned messaging app is hiring an expertise head of digital transactions. This WhatsApp digital payments option in the app mainly deals with UPI (Unified Payments Interface), Aadhaar (India’s biometric identity system) and BHIM.

Recently, WhatsApp co-founder Brian Acton said that the company may debut into digital payments and that it is in ‘early stages’ of investigating the segment. WhatsApp emerged as the most popular messaging service in India with over 200 million users in the country. The app is already being used for communicating with customers by small and individual business owners.

Also Read Whatsapp planning to launch peer-to-peer payments in six months.

Also, it allows regional businesses like it provide news service in rural Uttar Pradesh with 8000 paid subscribers. India’s digital payments scene has exploded in the recent months, and digital transactions are growing each year. The demonization move took by the government back in November has made way for more digital transactions.

India has also built the UPI which led to built many payment apps on top of it. However, Apps built on UPI can seamlessly transact between accounts. BHIM app launched by Prime Minister Narendra Modi is one such app for instance. Finance Minister Arun Jaitley claimed that the BHIM app has been downloaded by 12.5 million people. And now, most private banks and wallet operators like Paytm and PhonePe also support UPI-based payments now.

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Whatsapp planning to launch peer-to-peer payments in six months.

whatsapp upi payment to launch in india

WhatsApp, one of the most downloaded smartphone application was founded by Brian Acton and Jan Koum and later took over by Facebook. WhatsApp is currently recruiting the head of all the digital transactions and UPI maintenance, Aadhaar system, and BHIM transactions. The Ken, publisher reported this first. Brian Acton said that they are doing ground work for the implementation of UPI payments.

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Almost 54 crores of users have downloaded this instant messaging app. It has become a way of communication medium between the people. It may be between professor and student, Owner and Customer, WhatsApp is almost used by each and every individual. Recently a journalist started a WhatsApp based news service in the rural area of Uttar Pradesh with 8000 paid subscribers.

WhatsApp brings the old text status feature for its users

However, Because of Narendra Modi’s Demonetisation, almost all payments became digital. We can say the number of digital transactions faced a sudden increase recently based on a report. The reason behind this is undoubtedly the Big note ban implemented by our Prime Minister on 8th November 2016 to restrict corruption in our country.

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For propagating the secure transactions, India has built a Unified Payments Interface(UPI). UPI is a single window mobile payment system with a user-friendly environment to allow transactions between accounts. Prime Minister Modi, himself launched one such app BHIM in the December of last year. The app currently has 2 lakh users with 4.1 rating. Almost all national Banks and Recharge apps like Paytm also implemented the UPI.

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WhatsApp text status update brings the old text status feature for its users

Whatsapp text status feature

WhatsApp rolls out old ‘text status’ feature again for it users. Users can update the WhatsApp app to the stable Android v2.17.107 from Google Play Store to get this old text feature. Recently WhatsApp had replaced the old text status with snapchat stories like feature. Users can upload pics and small video clips as their status, which will automatically get disappear after 24 hours.

The status feature also brought few in-app customizations as well. However, users didn’t like this feature and there demand the need for WhatsApp text status update.Besides the new feature, WhatsApp has removed the option of adding texts to the status. But, not many users liked the feature and demanded the old text status back.

WhatsApp May Soon Allow You to Reply to Status Messages and Mute Them

This new WhatsApp text status update brings the old feature with the name “About and phone number”. The user can have access to it by going into Profile tab. As of now, the feature is only available for Android users and will be available for iOS users. This new feature is available in the latest WhatsApp 2.17.111 app version.

“We heard from our users that people missed the ability to set a persistent text-only update in their profile, so we’ve integrated this feature into the about section in profile settings. Now, the update will appear next to profile names anytime you view contacts, such as when creating a new chat or looking at Group info,” says WhatsApp spokesperson.

WhatsApp iOS Update Allows You Send Messages Even Without Internet

However, new WhatsApp update is not available for iOS users at this moment but will be rolled out for all soon. The text status feature exactly looks like the old one and comes with few default statuses. You don’t observe any change in the old text status.

Whatsapp will Soon Allow Advertisements and B2C Services

B2C Services

The world’s largest online messaging system Whatsapp is currently working on new chat feature that let businesses to connect directly with the users.  With more than one billion users around the world, the company is planning to introduce the Whatsapp New Feature just like ‘Status’ feature for the Advertisements and B2C Services.

According to the reports, the company is currently conducting a series of tests with various companies of the Y Combinator startup incubator. Whatsapp is moving towards a revenue model now and planning to set in some money. Through Business Chat feature, people can directly contact the users for the B2C Services.

WhatsApp Status Updates Allows you to Share Photos, Videos, GIFs just like Snapchat Stories

The Whatsapp New Feature also has some flaws as like normal text messaging. Businesses might not pay any amount because the platform is free. And businesses can also find other options to reach the customers. Controlling spam messages on such platforms is difficult.

In order to get rid of the security risks, Whatsapp has to keep checking the users account if they are receiving the unwanted messages. And they also to check frequently whether they are spammed which is probably the hardest part of the company.

WhatsApp Introduces Two-Step Verification for all Platforms

“One potential revenue source is to charge businesses that want to contact customers on Whatsapp. But the company is working carefully to avoid problems with spam messages,” said the official spokesperson.

However, the business persons can contact their consumers directly through the Whatsapp New Feature and even they can make the Advertisements. Whatsapp will charge little amount for their sales, and the trials are conducted in some places where it is very famous and used by most of the people. If the Whatsapp makes this feature less risky, the businesses need not contact third party apps for their preparation.

WhatsApp Introduces Two-Step Verification for all Platforms

Whatsapp two-step verification

Whatsapp has started rolling out two-step verification for its users on all platforms. The process is being tested on the beta versions of the Android app and now introduced to all users. This Whatsapp two-step verification is an optional feature to ensure security of the account.

You’ll get a code for accessing the account each time when you setup WhatApp on a different smartphone. The feature enables a six-digit passcode which should be accompanied in any attempt to verify your phone number for Whatsapp.

WhatsApp is Rolling Out Two-Factor Authentication, Check out How to Enable on Your Account

WhatsApp two-step verification is quite an acceptable thing for users across the board. Also this makes the least access for others to make use of your account. When you forget the account, they’ll ask for an email to be sent to them to recover it.

“Two-step verification is an optional feature that adds more security to your account. When you have two-step verification enabled, any attempt to verify your phone number on WhatsApp must be accompanied by the six-digit passcode that you created using this feature.” Whatsapp mentioned in a Blogpost.

WhatsApp May Soon Allow You to Reply to Status Messages and Mute Them

You can enable Whatsapp two-step verification in WhatsApp Settings. Click on the ‘Account’ and choose ‘Two-step verification’. Select the ‘Enable’ and it’s done. The email will ask if they want to disable two-step verification and provide a link for that. The security feature disables when you click on it and you can access WhatsApp account.

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